Commercial vehicles are usually much larger than private vehicles and can cause very serious accidents. A typical, fully loaded commercial truck (such as an 18-wheeler, big rig, or dump truck) can weigh 25 times as much as a typical car. Due to the basic laws of physics, big rig accidents often result in serious, or even fatal, injuries. These accidents can be worsened by hazardous or flammable freight that is sometimes carried by these commercial vehicles.
In recognition of the seriousness of a commercial vehicle or 18-wheeler accident, Louisiana law requires commercial vehicles to carry larger insurance policies than private vehicles. These larger policies allow personally injured parties to pay for the care they need and be properly compensated for their loss.
1. Move to a safe area before you stop the vehicle if you can
If moving your car isn’t possible, flip on your hazards to warn other drivers that your vehicle isn’t going anywhere. Take a moment to catch your breath. Check to make sure it’s safe to get out of your car before opening the door.
2. Check on others involved in the accident.
Check on all the other parties involved, including drivers, passengers, and pedestrians around to make sure that nobody is injured. Call 911 immediately if anyone may be injured at the scene. Even a seemingly minor symptom like dizziness or slight pain should be checked out by a health care professional to make sure there is no internal injury.
3. Call the police to the scene of the accident.
Even in minor accidents, a police accident report can prove invaluable when dealing with your car insurance company and other drivers. Cooperate fully with the officers, but avoid admitting fault or blaming others while at the scene. Let the police objectively judge events and determine who, if anyone, is at fault in the crash.
4. Gather information.
5. File your insurance claim.
Call your insurance provider from the scene of the accident, or file it through your smartphone. If you aren’t sure who to call, check your insurance ID card for your insurer’s contact information.
Because of the money at stake, commercial haulers and their insurance companies hire professional investigators, expert witnesses, and attorneys who will work to strengthen their case and weaken a victim’s chance of recovery. It is essential for victims to seek their own personal injury attorney with the knowledge, experience, and resources to combat these companies.
While the services we provide to our clients are extensive, the types of claims we handle are highly focused on those resulting from Louisiana auto accidents or other personal injuries. We believe that focusing our practice on Louisiana motor vehicle accident claims makes us much more effective. Through the years, we have established a high level of credibility handling personal injury claims throughout the Arklatex. This experience and industry saturation means that insurance adjusters take us seriously – knowing that when we make a claim, we’re prepared to prove fault in pursuit of the compensation our clients are entitled to.
If you or a loved one have been injured in an 18 wheeler accident or by a commercial vehicle, call personal injury attorneys Gordon and Gordon at 318-716-HELP right away to get them working for you.