“You Don’t Need A Lawyer” Trick
If you’ve been injured because of an individual or a corporation’s recklessness and negligence, you will likely be contacted by an insurance adjuster. The adjuster will start out by saying that they just want to hear your account of what happened, “in your own words.” You may naively think that if you’re just honest and answer the insurance adjuster’s questions, you will be treated fairly. Then, they inform you the call is going to be recorded. You say, “Okay, that’s fine.” After all, you’re just going to tell the truth.
Don’t Fall for the Insurance Company’s Tricks!
While the insurance company representative may act like they care about the injuries you’ve sustained in an accident caused by their insured, they don’t! The adjuster may act like he cares about you and your resultant financial losses, but this is far from the truth. They may say that you don’t need an attorney because they want to pay you for your injuries and losses if their insured person or company caused your injuries. “If” is the important word here, because their goal is to prove you were at fault, not their insured.
If you agree to speak on their recorded line, that’s when they can strategically set you up to say things which will be used to deny your claim or at least hold you comparatively responsible for the accident. What’s more? If necessary, they’ll get it all on tape to use against you. And once you do this, you may compromise your right to a fair monetary settlement.
The Insurance Adjuster’s Only Real Job is to Gather Information That Works in Their Company’s Best Financial Interest, Not Yours!
The primary responsibility of an insurance adjuster is to collect information that facilitates a claim denial. Or, at the least, to pay you as little as they can get away with. They are specifically trained to ask questions designed to either prove you were at fault or at least shared responsibility for the accident. And, shockingly, they are deliberately trained to “be nice” and act like they genuinely care about your well-being. Though not nice or fair, they hope you’ll let down your guard and provide evidence that will help them, not you.
“You Don’t Need An Attorney – We’ll Work This Out With You”
Don’t believe them! Insurance companies have many strategies designed to deny your claim and your rightful settlement. After they’ve recorded your account of the accident, especially when it’s obvious that you weren’t at fault or only shared some responsibility for the accident, they’ll delay paying you. It’s another trick they use so they don’t have to pay your claim. While you’re waiting for a settlement check, they’re doing nothing about sending it. So, you call or email them, perhaps multiple times, only to hear excuses about why they haven’t paid you yet. They hope you’ll give up, and just go away. But with Gordon & Gordon fighting for you, we won’t let them get away with such unfair tactics.
Yes, You Do Need An Attorney – Here’s Why
As shocking and unfair as it is, the only important thing to insurance companies is protecting their financial interests. Rest assured, they are not concerned about your financial well-being.
To protect your interests, you need an attorney who’s on your side. The personal injury attorneys at Gordon & Gordon know insurance companies’ strategies, which are designed to deny your claim or, at least, hold you partially responsible for the accident.
Gordon & Gordon attorneys don’t want you to fall for their tricks. With over 30 years handling personal injury and insurance claims, we know how to handle insurance company lawyers and their adjusters so you receive the largest financial settlement legally allowed. And when the insurance company’s settlement offer isn’t enough, we have the knowledge, resources, and skills to pursue a personal injury claim through the civil courts.